To request a deferment, click on the name of the listed deferment type to open the PDF file and print the form. (Adobe Acrobat Reader required)
Please be sure to choose the form associated with your loan program(s), to check the correct boxes and provide all necessary signatures. Incomplete forms cannot be processed and will delay your request
Please return the signed form to ISM Education Loans at 251 N Illinois St, Suite 400, Indianapolis IN 46204. If you have any questions concerning the deferment process or eligibility, please contact our customer service department at 1-888-476-2002.
Your eligibility for deferment depends upon the disbursement date of your first federal loan. To verify whether your loans qualify for a certain deferment, click here to view a Deferment Eligibility Chart.
Education Related Deferment Request-EDU
Download Form
This form may be used to request the following deferment types:
Graduate Fellowship
Rehabilitation Training
Internship/Residency
Teacher Shortage Area
In-School Deferment Request-SCH
Download Form
This form may be used to request the following deferment types:
Full-Time Students
Half Time Students
Parental Leave/Working Mother Deferment Request-PLWM
Download Form
This form may be used to request the following deferment types:
Parental Leave
Working Mother
PLUS Borrower with Dependent Student Deferment Request-PLUS
Download Form
This form may be used to request the following deferment types:
Dependent Student Enrolled Full Time
Dependent Student Enrolled Half Time
Dependent Student in a Full time Rehabilitation Training Program
Military Deferment Request-MIL
Effective October 1, 2007: All federal loans are eligible
Download Form
Public Service Deferment Request-PUB
Download Form
This form may be used to request the following deferment types:
Armed Forces - Stafford Loans Disbursed On or After 7/1/87 and Before 7/1/93
Public Health Services
Peace Corps
Action Programs Tax-Exempt Organizations
National Oceanic and Atmospheric Administration (NOAA)
Temporary Total Disability Deferment Request-TDIS
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This form may be used to request the following deferment types:
Temporary Total Disability
Unemployment Deferment Request-UNEM
Download Form
This form may be used to request the following deferment types:
Unemployment
Economic Hardship Deferment Request-HRD
Download Form
Download Family Size Data Form Only
This from may be used to request the following deferment types:
Economic Hardship Deferment